| "Independently Owned and Locally Operated" |
| "Independently Owned and Locally Operated" |
Summary of Deposit Account Service Charges and Other Fees
Effective January 3, 2008
| Personal Checking Accounts | Monthly |
| $500.00 Minimum Balance | No Charge |
| Under 500.00 Minimum Balance | $5.00 |
| Senior Citizens (62+) | Monthly |
| No Minimum Balance required | No Charge |
| Checks - Wallet Style Only | No Charge |
| NOW Accounts |
Monthly |
| $1,000.00 - Minimum Balance (Variable Rate on Current Balance) |
No Charge |
| Under 1,000.00 No Interest Paid | $5.00 |
| Account Closing before 90 Days | $5.00 |
| IMMA Accounts |
Monthly |
| $1,000.00 - Minimum Balance (Variable Rate on Current Balance) |
No Charge |
| $25,000.00 - Minimum Balance (Variable Rate on Current Balance) |
No Charge |
| Under $1,000.00 - No Interest Paid - $1.00 per debit item after 6 |
$5.00 |
| Account Closing before 90 Days | $5.00 |
| Passbook Savings - Regular |
Monthly |
| $100.00 Min. Balance (Variable Rate) | No Charge |
| Under $100.00 - No Interest Paid | $1.00 |
| 3 Withdrawals Monthly | No Charge |
| Additional Withdrawals | $15.00 |
| Account Closing before 90 days | $5.00 |
| Passbook Savings - Minor |
Monthly |
| $25.00 Min. Balance | No Charge |
| Under $25.00 - No Interest Paid | No Charge |
| 3 Withdrawals Monthly | No Charge |
| Additional Withdrawals | $15.00 |
| Account Closing before 90 days | $5.00 |
| The Big M Club Accounts |
Monthly |
| Individual | $7.00 |
| Family Plan | $9.00 |
| Student Checking Accounts |
Monthly |
| Full Time |
No Charge |
| Safe Deposit Boxes |
Monthly |
| Small |
$15.00 |
| Medium | $20.00 |
| Large | $25.00 |
| Extra Large | $35.00 |
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****Fees are subject to change without notice**** |
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Member FDIC |
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