Protecting your privacy is important
to Montgomery Bank & Trust and our employees. We want you to understand
what information we collect and how we use it. In order to provide our
customers with a broad range of financial products and services as effectively
and conveniently as possible, we use technology to manage and maintain customer
information. The following policy serves as a standard for all Montgomery
Bank & Trust employees for collection, use, retention, and security of nonpublic
personal information.
What Information We
Collect
We may collect "nonpublic personal
information" about you from the following sources:
-
Information we receive from you
on applications or other loan and account forms;
-
Information about your
transactions with us, our affiliates or others; and
-
Information we receive from a
consumer reporting agency;
"Nonpublic personal information" is
nonpublic information about you that we obtain in connection with providing a
financial product or service to you. For example, nonpublic personal
information includes information regarding your account balance, payment
history, and overdraft history.
What Information We
Disclose
We do not disclose any nonpublic
personal information about our customers or former customers to anyone, except
permitted by law.
We are permitted under law to share
information about our experiences or transactions with you or you account (such
as your account balance and your payment history with us) with companies related
to us by common control or ownership ("affiliates").
We also are permitted under law to
disclose nonpublic personal information about you to "nonaffiliated third
parties" (i.e., third parties that are not members of our corporate family) in
certain circumstances. For example, we may disclose nonpublic personal
information about you to such third parties to assist us in servicing your loan
or account with us; to government entities in response to subpoenas; and to
credit bureaus.
Our Security Procedures
We also take steps to
safeguard customer information. We restrict access to your nonpublic
personal and account information to those employees who need to know that
information to provide products or services to you. We maintain physical,
electronic, and procedural safeguards that comply with federal standards to
guard your nonpublic personal information.
